Good mortgage brokers, real estate attorneys, etc?

a houseFollowing up our mention of this being a good time to think about refinancing your mortgage (seriously you could potentially end up saving many tens of thousands of dollars), -S asked:

My case. If somebody has experience with that process, or pointers, I'd really would like to hear about it. Thanks.

This is a good question because it's the sort of situation where some people might have a hard time getting started. Who do you call? What do you ask? And even on a refinance, there are a lot of separate costs (attorneys, appraisers, and so on).

So... know of a good local mortgage broker or bank? Have a good experience with a local real estate attorney? Please share! You could help -S -- and a lot of other people -- save a lot of money.


Rob Panasci
Young Sommer- Albany- very honest and fair, great to deal with.

I have to say I have had a great relationship with M&T bank as my mortgage provider for 2 mortgages over the last 15 years. They are (relatively) local (Buffalo), always responsive, and do not sell the mortgages to some roll up mortgage company.

In e-bay parlance:
A++++ Great transaction. Would buy from again.

R and I love working with Sam Armstrong @ Northeast Funding! He's very good at answering our questions.

Sam Armstrong
Mortgage Consultant
Northeast Funding Services

Doug Seder was really great to work with at First Niagara mortgage group in Albany (near the Airport). We did our original mortgage through him and he recently did our refinance.

I had a good experience with Lisa Fortin at 1st Priority Mortgage. They say they are a lender but they're really a glorified broker. Regardless, she's very knowledgable and easy to work with.

Joe Riedhammer at Prospect Lending, Latham. He is fantastic, very knowledgeable, honest and a straight shooter. He can find ways to save you a lot of $ on a re-fi. They work with attorneys at Kelleher and Associates also in Latham. Give him a call, he can give you all the info you need.

Joe Riedhammer

Second the comment on M&T - we're going through the process right now with David Fay (518-877-3617) and he's been great to work with.

Joshua Janiak with First Niagara is the best. He is smart, patient, and honest. He is always available to answer any questions and really works with you to get the best rate possible.

Joshua Janiak
First Niagara
(518) 221-4590

Thank you for your comments. Just talked to Sam (Northeast Funding) and David (M&T). They both were great. Straight forward and very helpful.

On the TU today: Record-low interest rates from SONYMA - Places and Spaces - - Albany NY

Rob Panasci (Young Sommer) did our closing today and I would agree with the above comment--honest, fair, great to deal with--and add hard working and very good at breaking down and explaining the (tedious) legal process of a closing. Wish we used him when we bought our first house!

Jeff, thanks for the kind words! It was great working with you too!

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