An insurance broker for car insurance?

car steering wheelJ asks:

Can you recommend a good local insurance broker for auto insurance?

To go along with J's question, we're curious about people's thoughts or experiences regarding using an insurance broker generally. Do you think it's saved you time or money? Is it better that just shopping around yourself to some of the well-known companies?

Got a suggestion or thought for J? Please share! And a sentence or two about why you're suggesting a broker can be helpful.

Comments

I've used John Loughlin a State Farm Insurance Agent for 10+ years. Always excellent, professional and knowledgeable.

Their office is on Oakwood Avenue in Troy. Just over the Hoosick Street Bridge and left onto Oakwood, the office is across from Frear Park. Easy to get to and they have off street parking.

https://www.statefarm.com/agent/US/NY/Troy/John-Loughlin-ZC7TT1YS000

Yes, I have found using a broker to be much more effective for shopping around and providing good guidance on my insurance needs. Especially if you are bundling multiple things. They are also more likely to find insurance companies you may not be as familiar with to find you the best cost at the coverage you need.

I would highly recommend John Vasto at Rose & Kiernan
Website: https://www.rkinsurance.com/

I have really enjoyed working with SEFCU Insurance Agency and have saved a great deal of money with them. If you are a SEFCU member, you will likely get an additional discount on top of bundling (auto+property, etc.) and other discounts most insurers offer. Although I did not end up going with them (due to price differences), I also had a great experience working with Bernadette at the Bradley Agency out of Guilderland.

I'm an insurance agent for AAA Hudson Valley on Delaware Ave in Albany, NY. We pride ourselves on excellent customer service and taking the time to find the best package and rate for your insurance needs including all the benefits and discounts you qualify for. We have several companies we work with. You don't need to be an AAA member to purchase insurance from us. I would love to be of help to you! https://www.hudsonvalley.aaa.com/financial/insurance/home-and-auto

A second upvote for SEFCU. Understanding the codings of insurance providers is a mystery, but after many years of doing business with a local independent, we went to SEFCU as we "bank" there. Here is the coding puzzle I had eluded to, both SEFCU and our independent used the same insurance sources for our auto insurance all numbers equal and SEFCU was 600 bucks cheaper a year..... go figure. The rep @ SEFCU was super professional through out the entire process and, the perhaps unfortunate part of this is that come new policy time we may just have to play the fame all over again. Caveat emptor!

I had great experience when I talked with CapCom. They found me a great rates for home and auto polices and I ended up paying half the premium I was paying before the switch, and the coverage is better.

Say Something!

We'd really like you to take part in the conversation here at All Over Albany. But we do have a few rules here. Don't worry, they're easy. The first: be kind. The second: treat everyone else with the same respect you'd like to see in return. Cool? Great, post away. Comments are moderated so it might take a little while for your comment to show up. Thanks for being patient.

What's All Over Albany?

All Over Albany is for interested and interesting people in New York's Capital Region. In other words, it's for you. It's kind of like having a smart, savvy friend who can help you find out what's up. Oh, and our friends call us AOA.

Search

Recently on All Over Albany

The Kenmore Hotel and Steuben Club, uproar on Elm Street, and other exciting tales of the Albany Planning Board

Exciting Tales of the Albany Planning Board is a program recorded before a live studio audience once a month in which the fates of multi-million... (more)

Seeking foregiveness

This area has a lot of public employees, so we suspect this will be of interest: You know that federal program that was supposed to... (more)

Fall foliage maps 2018

Fall officially starts Saturday. That means colorful foliage. That means maps about where to see colorful foliage. The map above is from I Love NY,... (more)

Local coding or 3-D printing classes for kids?

Tom emails: My 11 year-old son has expressed interest in computer coding (he's been doing some at code.org) and also 3-D printing. He's a very... (more)

Morning Blend

Percoco sentenced + Joe Percoco -- the former top advisor to Andrew Cuomo who was convicted of taking more than $300k in bribes from companies... (more)

Recent Comments

La Mexicana is a treasure. We always buy a few packages of the Chorizo and freeze them (after stopping in for tacos) -Great market and really cool restaurant.

A look around the Maiden House residential + retail conversion in downtown Albany

...has 12 comments, most recently from Peter

Local coding or 3-D printing classes for kids?

...has 3 comments, most recently from Kate

A booming global industry, human blood, and an Albany strip mall

...has 14 comments, most recently from Alton Henson

Stuff to do this weekend

...has 2 comments, most recently from Sean

Yep, this summer was unusually hot

...has 2 comments, most recently from Ra