An insurance broker for car insurance?

car steering wheelJ asks:

Can you recommend a good local insurance broker for auto insurance?

To go along with J's question, we're curious about people's thoughts or experiences regarding using an insurance broker generally. Do you think it's saved you time or money? Is it better that just shopping around yourself to some of the well-known companies?

Got a suggestion or thought for J? Please share! And a sentence or two about why you're suggesting a broker can be helpful.


I've used John Loughlin a State Farm Insurance Agent for 10+ years. Always excellent, professional and knowledgeable.

Their office is on Oakwood Avenue in Troy. Just over the Hoosick Street Bridge and left onto Oakwood, the office is across from Frear Park. Easy to get to and they have off street parking.

Yes, I have found using a broker to be much more effective for shopping around and providing good guidance on my insurance needs. Especially if you are bundling multiple things. They are also more likely to find insurance companies you may not be as familiar with to find you the best cost at the coverage you need.

I would highly recommend John Vasto at Rose & Kiernan

I have really enjoyed working with SEFCU Insurance Agency and have saved a great deal of money with them. If you are a SEFCU member, you will likely get an additional discount on top of bundling (auto+property, etc.) and other discounts most insurers offer. Although I did not end up going with them (due to price differences), I also had a great experience working with Bernadette at the Bradley Agency out of Guilderland.

I'm an insurance agent for AAA Hudson Valley on Delaware Ave in Albany, NY. We pride ourselves on excellent customer service and taking the time to find the best package and rate for your insurance needs including all the benefits and discounts you qualify for. We have several companies we work with. You don't need to be an AAA member to purchase insurance from us. I would love to be of help to you!

A second upvote for SEFCU. Understanding the codings of insurance providers is a mystery, but after many years of doing business with a local independent, we went to SEFCU as we "bank" there. Here is the coding puzzle I had eluded to, both SEFCU and our independent used the same insurance sources for our auto insurance all numbers equal and SEFCU was 600 bucks cheaper a year..... go figure. The rep @ SEFCU was super professional through out the entire process and, the perhaps unfortunate part of this is that come new policy time we may just have to play the fame all over again. Caveat emptor!

I had great experience when I talked with CapCom. They found me a great rates for home and auto polices and I ended up paying half the premium I was paying before the switch, and the coverage is better.

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